Website Terms of Use
The terms for using troy-agency.com itself: what you may do with what is on it, what it does and does not promise, and where Troy’s responsibility starts and stops. Buying Troy’s work is covered by the service terms, not by these.
- Who this applies to
- Anyone who reads troy-agency.com, uses anything on it, or sends a brief through it
- Every page of the site, including the interactive product previews and the roadmap
- Not the buying or receiving of Troy’s services — the service terms cover that
- Not what Troy does with personal data — the privacy notice and the cookie notice cover that
Who these terms are between
In plain EnglishThese terms are between you and the business behind Troy. The company is still being incorporated. Using the site means you accept them.
This site, troy-agency.com, is published by the business trading as Troy. The company behind it is to be called Troy Agency Inc., and it is being incorporated federally, under the Canada Business Corporations Act, with its registered office in Ontario, at Unit 6, 10651 Keele Street, Maple, Ontario L6A 3Y9, Canada. Troy is part of Lunari Group.
In these terms, “Troy”, “we” and “us” mean that business and the company once it exists. “You” means whoever is reading or using the site, and “your organisation” means the business you are reading it for, if you are reading it for one.
Accepting these terms
In plain EnglishReading the site means accepting them. If you do not accept them, please stop using the site.
Using this site means you accept these terms. That includes reading a page, using an interactive demonstration on one, following a link out of one, and sending a brief through the form.
Troy does not ask you to tick a box, so how far reading a page on its own binds you is a question for the law where you are. Troy would not argue that a clause you had no fair chance to see binds you, and nothing in these terms is meant to work that way.
These terms cost you nothing and buy you nothing. They are not a contract for services. Accepting them does not commit you to buy anything, and it does not commit Troy to sell you anything.
If you are accepting these terms for an organisation, you confirm that you may do so on its behalf, and “you” then means you and that organisation together.
This site is not directed at children. If you are under 16, do not send a brief or any other personal detail through it. If you are under 18, do not accept these terms without the agreement of a parent or guardian. Which age the law actually fixes for either of those depends on where you are, and the thresholds do not agree with one another: the age of majority in Ontario is 18, Quebec’s Law 25 treats 14 as the line for a minor’s own consent to the handling of personal information, and the United States children’s privacy rules run to under 13. The Canadian and American ones are the rules most likely to matter here, because Troy’s markets are Canada and the United States. Troy does not offer its services to people in the European Union or the United Kingdom yet. 16 is used because it is at or above all of them, not because Troy has assessed which one applies to you.
Words used in these terms
In plain EnglishA word with a capital letter below means the thing defined here, and nothing wider.
- The Site
- troy-agency.com and every page on it, including the pages Troy publishes at /legal.
- Content
- Everything Troy publishes on the Site: words, figures, diagrams, tables, layouts, code, and the design system the Site is built from.
- Design system
- The type scale, colour tokens, spacing, motion rules, components and page patterns the Site is assembled from. It is the Site’s appearance taken as a whole rather than any single element of it.
- Product preview
- An interactive demonstration on the Site that shows a product interface — a score, a sample report, an approval queue, a change log, a weekly view, a permission matrix. Each one is labelled where it appears. See clause 4.
- Illustrative figure
- Any number shown inside a Product preview or a sample. Every one of them is invented for the demonstration. None of them came from a real account.
- Availability label
- The words next to an offer saying whether you can buy it today — “Available now”, “Waitlist”, “Invite-only from 2027”, “Arrives with Agents”, “In development”, or a price marked “indicative”. The list is not closed: what matters is the words, not which of them the Site happens to use on a page. See clause 2.2.
- Brief
- What you send Troy through a form on the Site: what you want, a few facts about your business, and an address to reply to. See clause 7.
- Troy Score
- Troy’s free, independent read of a set of connected marketing accounts, graded against a published rubric. Today it is prepared by a strategist rather than by software.
How these terms sit alongside Troy’s other documents
In plain EnglishThese cover the website. Other documents cover buying Troy’s work and what happens to your data.
Troy publishes several documents and they do different jobs. Sending you to the right one is more useful than absorbing all of it into this one.
| Document | What it covers | How it interacts with these terms |
|---|---|---|
| These website terms | Reading and using the Site, and sending a Brief through it. | They govern the Site. |
| Service terms | Buying and receiving Troy’s work: a Troy Score, a Fix Sprint, a retainer, and later the platform. | They govern the work. Where they and these terms cover the same subject, they win for anything about the work. |
| Privacy notice | What Troy does with personal data, why, and the rights you have over it. | It describes; it does not narrow a right you have by law. |
| Cookie notice | What the Site stores in your browser, and what it does not. | It applies to the Site alongside these terms. |
| Sub-processor list | Every company that handles data on Troy’s behalf, Lunari Group among them. | It names who else can see what you send. clause 7 points at it. |
| Acceptable use policy | What may not be done with Troy’s Site or its services. | It applies to the Site through clause 8. |
| AI disclosure | Where AI is used in Troy’s work and on the Site, and how that is labelled. | It describes Troy’s practice. It is not a warranty. |
| Security statement | How Troy works with client accounts, what is not decided yet, and how to report a weakness in the Site. | It describes what Troy does and does not do. It is not a warranty, and clause 8 points at it. |
Where a contract signed between you and Troy says something different about the same subject, the signed contract wins over every document listed above. Which of the documents inside a signed engagement wins over which — the order form, the service terms, the data processing addendum, the policies — is settled by the service terms, not by this one.
Nothing in these terms takes away a right you have under the law of the country, province or state you live in.
The Site is information, not an offer
In plain EnglishEverything here describes what Troy sells. None of it is an offer you can accept by clicking.
The Site describes what Troy is, what it sells, what exists today and what does not. It is published so that you can decide whether to talk to us.
Nothing on the Site is an offer capable of acceptance. No page, price, table, button, waitlist or form creates a contract. A contract between you and Troy exists only when Troy has signed one, or has confirmed the terms of an engagement to you in writing.
Troy may change, correct, add to or remove anything on the Site at any time, and is not obliged to tell you that it has.
Troy tries to keep the Site accurate and corrects mistakes when it finds them. It does not promise that every page is accurate, complete or current, and a page that describes something unbuilt cannot be either.
Prices shown on the Site
In plain EnglishThe prices are real prices, not estimates. They are still indicative until Troy confirms them to you in writing.
Prices on the Site are shown in United States dollars and exclude any sales tax — GST or HST, or a state or provincial sales tax — that applies where you are. The prices that apply are the ones published on the Site when you read it, not the ones this document was written alongside: the price pages are the record, and this clause does not restate a figure from them.
Troy’s business is based in Ontario, Canada, so Canadian sales tax is the tax most likely to arise on a published price, and a client outside Canada may have a tax obligation of its own where it is. Troy is not registered for GST/HST, so no Canadian sales tax is added to the published prices. That changes once Troy passes the small-supplier threshold, and this page will say so when it does. That is the position today rather than a statement about your own tax position, and it does not decide what a tax authority would say about a particular engagement — ask how tax will be handled before you budget against a price.
A published price is indicative until Troy confirms it to you in writing for your engagement. Troy may change a published price. A change does not affect a price already confirmed to you in writing.
Some prices are marked indicative on the Site itself. The Agents and Yourself prices are indicative until those tiers open, because neither is on sale and the scope behind them can still move. Agent usage is not priced at all: it passes through near cost, and Troy publishes no per-action or per-credit price until it has measured what a run costs on real runs. The Site says that in those words rather than guessing a number.
Troy does not hold client media money. A client pays the advertising platforms directly, and that money never passes through Troy. Nothing on the Site is a quotation for media spend, and no price on it includes any.
Troy charges no percentage of media spend and bills no hourly rate. A price on the Site is a flat fee for a workspace or an engagement.
Availability labels
In plain EnglishEvery offer on the Site says whether you can buy it today. Believe the label, not the picture next to it.
Troy is pre-launch. Much of what the Site describes cannot be bought today. Every offer therefore carries a label saying whether it exists, and the label is part of the description rather than a decoration on it.
| Label | What it means |
|---|---|
| Available now | You can have this today. Today that means the free Troy Score, the Fix Sprint, and Troy’s team on a retainer — all of them delivered by people. |
| Invite-only from 2027 | Not on sale. Troy intends to open it to a small number of invited workspaces from 2027. That is an intention, not a commitment and not a delivery date. |
| Waitlist | Not on sale. You can ask to be told when it opens. Asking costs nothing, buys nothing and reserves nothing. |
| Arrives with Agents | Not on sale, and not separately dated. It opens when the Agents tier opens, on the same footing as the line above. |
| In development · not for sale yet | Not on sale. What the page describes is being built, may change, and may never be built. |
| Indicative | The price, or the scope behind it, may change before the thing is sold. |
That table lists the labels the Site uses today rather than closing the list, and a label often carries a qualifier after it — “Available now · prepared by a strategist”, “Free · prepared by a strategist”. The qualifier is part of the label and is meant literally: it is usually the part that says a person rather than software does the work.
Where a page shows an interface for something that is not available now, the interface is a Product preview and clause 4 applies to it.
Nothing here is professional advice
In plain EnglishThe Site is general information. It is not advice about your business, your accounts, your taxes or your legal position.
Nothing on the Site is professional advice. That includes marketing and advertising advice, legal advice, tax advice, accounting advice, and advice about data protection, consumer law or advertising regulation.
The Site describes how Troy works in general. It does not know your business, your accounts, your market, your margins or your obligations. Do not act on it as though it did.
The same applies to the pages describing the Troy Score. The Score grades the state of a set of connected marketing accounts against a published rubric. It shows the evidence behind every deduction so that you can disagree with it. It does not predict results, it will never say that it does, and nothing on the Site should be read as a forecast of what your marketing will earn.
Where a decision could cost you money or put you in breach of a rule — a claim you make in an advertisement, how you collect consent, how you label AI-assisted content, what you send to a list — take advice from someone qualified to give it. Do not rely on the Site.
Marketing email is the clearest example. Canada’s Anti-Spam Legislation governs commercial electronic messages, and it generally requires consent, requires the sender to identify itself, and requires a working unsubscribe mechanism in every message. It carries significant penalties. Whether it catches a particular message depends on who sends it, to whom, and from where. The United States has rules of its own in CAN-SPAM, and other countries have theirs; Troy sells in Canada and the United States. Troy does not offer its services to people in the European Union or the United Kingdom yet. Nothing on the Site is advice about any of them, and Troy has not assessed your position under them. Who is responsible for a message Troy drafts is settled by the service terms and the acceptable use policy rather than by this document — but the short of it is that the client is the sender, the client needs the consent and the unsubscribe, and Troy does not send anything without the client’s approval.
Product previews and illustrative figures
In plain EnglishThe moving demonstrations on this Site show software that is still being built, and every number in them is invented.
Parts of the Site show a product interface: a score and its formula, a sample report, an approval queue and its policies, a permanent change log, a weekly view, a permission matrix, a connection grid. These are Product previews. Each is labelled where it appears, and this clause states the same thing once, in the terms.
- The interfaces shown are in development. Some of what they show does not exist as software at all and is done today by Troy’s strategists by hand.
- Every figure inside them is invented for the demonstration. No account, campaign, order count, spend figure, budget, score, finding or result shown in a Product preview or a sample belongs to a real business.
- The businesses shown are not real businesses. Where a name appears inside a preview it is a placeholder, and any resemblance to a real company is accidental.
- No preview is a representation of performance, past or future. Nothing on the Site shows what Troy has achieved for anyone, because Troy has no results yet that it could substantiate.
- No preview is a specification. What the finished software does may differ from what the preview shows, and parts of what a preview shows may never be built.
- A preview that behaves like a working tool is still a demonstration. Setting a policy, moving a slider or approving an action inside one changes nothing anywhere, and Troy receives nothing from it.
Two kinds of figure on the Site are not illustrative, and each is marked as what it is. Troy’s own terms — a price, the media-spend band beside it, the weight of a Troy Score dimension — are real, and clause 2.1 governs them. A figure Troy takes from someone else — a platform’s published price, the date a rule took effect, a survey — is quoted with a link to its source, and clause 9 governs that.
The Site publishes no client names, logos, testimonials, case studies, endorsements, results, awards, certifications or “trusted by” claims, because Troy has none it could substantiate. If that changes, the claim will arrive with its evidence attached.
There is a rule behind the labelling as well as a preference. Canada’s Competition Act prohibits a materially false or misleading representation made to promote a product or a business, and what counts is the general impression a representation gives as well as its literal words. The United States has the Federal Trade Commission Act and its advertising rules, and Troy sells in both countries: Canada and the United States. Troy does not offer its services to people in the European Union or the United Kingdom yet. Labelling a preview as a preview and a figure as invented is Troy’s attempt to leave no misleading impression; it is not an opinion, and not a statement, that the Site satisfies either regime.
Statements about what Troy will do next
In plain EnglishThe roadmap is the order things will be built. It is not a set of dates, and it is not a promise.
Parts of the Site — the roadmap page in particular — describe things Troy intends to build, offer or change. Those are statements of present intention. They are not commitments and they are not dates.
The roadmap publishes an order rather than a calendar. The order follows how the advertising platforms grant access: read first, then draft, then act under a cap. A stage that is not ready does not ship because a month arrived.
The only date the Site attaches to anything Troy intends to do is the year in “Invite-only from 2027”, and that is an intention rather than a delivery date. Every other statement of timing about Troy’s own plans is relative — now, next, later, after Agents — and is indicative.
Dates do appear elsewhere on the Site, and they are somebody else’s facts rather than Troy’s plans: when a rule took effect, when a study was published, when Troy last opened a page it cites. Two periods are terms of an offer rather than timing: the thirty days within which signing a retainer credits half of a Fix Sprint, and the day-90 second Troy Score for a retainer client. Those two mean what they say, and clause 2.1 applies to them.
Troy may change the order, delay any item indefinitely, or decide not to build something at all. It is not obliged to tell you individually when it does. Do not make a commitment of your own — a contract, a budget, a hire, a migration — in reliance on anything the roadmap says.
Where the Site lists things Troy will not build or will not do, that is Troy’s position at the date on this page, written down so that it can be held to it. It is not a perpetual undertaking. If it changes, the change will be published rather than made quietly.
Liability for relying on a forward-looking statement is dealt with in clause 11.3.
Intellectual property in the Site
In plain EnglishTroy owns the Site. You may read it, quote it with credit, and print it. You may not take the design wholesale or feed the Site to a model.
The Site, its Content, its code and its Design system are owned by Troy or licensed to Troy. Troy reserves every right that clause 6.1 does not give you.
Third-party names, marks, product names and quoted material referred to on the Site belong to their owners. Troy names them to describe what it connects to, or to cite a source for a claim it makes. Naming them is not a claim of endorsement, partnership or affiliation, and Troy claims no right in them.
What you may do
In plain EnglishRead it, print it, quote it with credit, link to it, and use what you are given.
- Read the Site, and view any page in an ordinary browser.
- Print a page, or save a copy of one, for your own use or for use inside your organisation.
- Quote from the Site — including the Troy Score rubric, its four dimensions and their weightings — if you attribute the quote to Troy and link to the page you took it from.
- Link to any page on the Site, from anywhere, as long as the link does not suggest a relationship or endorsement that does not exist, and does not present a Troy page as your own.
- Act on a Troy Score you have been given. A Score belongs to the business it was prepared for. Its do-it-yourself instructions are complete and free, and you may follow them yourself, give them to your own team, or hand them to another agency.
None of this needs Troy’s permission and none of it costs anything.
What you may not do
In plain EnglishDo not take the whole look of the Site, pass its content off as yours, strip its labels, scrape it, or feed it to a model.
- Copy the Design system. Taking an individual idea is how design works. Reproducing the type scale, colour tokens, motion rules, components and page patterns together, so that another site reads as Troy’s, is not.
- Present Troy’s Content as your own, or strip an attribution from it.
- Republish a whole page, or a substantial part of the Site, on another site or inside a product.
- Sell Troy’s Content, or put it behind your own paywall.
- Scrape the Site, or copy it in bulk by any method. Automated access is welcome only from a well-behaved crawler that identifies itself, respects the Site’s robots file and keeps to a reasonable rate — the same line the acceptable use policy draws.
- Use Troy’s name, its wordmark or the look of the Site in your own marketing, or in any way that suggests Troy endorses you or works with you.
- Remove, obscure or alter an Availability label, a Product preview label or an illustrative-figure label, and then pass the Content on.
- Use the Site or anything on it to build a copy of it, or to train a model on it. See clause 6.3.
If you want to do something this clause does not allow, ask at troy@louin.io. Troy’s answer to a reasonable request is usually yes, in writing, with credit.
Text and data mining, and training AI models
In plain EnglishYou may not use this Site to train a model. Troy reserves its rights here, expressly.
Troy does not grant permission to use the Site, or any part of it, for text and data mining, for building, training, fine-tuning or evaluating a machine-learning model, or for generating training, evaluation or retrieval data for one.
This clause is Troy’s express reservation of rights for the purposes of any law that allows a rightsholder to reserve them, including the European Union’s text and data mining exception and its equivalents elsewhere. The reservation applies whether the reading is done by a person, a crawler or an agent, and whether or not the Site carries a machine-readable signal to the same effect.
Canada has no general text and data mining exception to reserve against, and how far fair dealing under the Copyright Act reaches over this kind of copying has not been settled by a court. The reservation is made anyway, for the regimes that recognise one and for the avoidance of doubt in those that do not.
Fetching a page to answer someone’s question, and citing it with a link, is not what this clause is aimed at. Troy has no objection to being quoted accurately.
Ideas you send Troy about its own product
In plain EnglishIf you send us an idea about Troy, we may use it and will not owe you for it. Your own business information is a different matter.
If you send Troy a comment, a suggestion or an idea about the Site or about Troy’s product — in a Brief, by email, or in a conversation — Troy may use it without restriction and without owing you anything for it.
This applies to unsolicited ideas about Troy’s own product, and to nothing else. Your data, your accounts, your plans, your creative work and your commercial information remain yours. Confidentiality in an engagement is dealt with in the service terms and in the contract Troy signs.
It is permission to act on an idea, not a transfer of anything you own. No copyright, patent, trade mark or other right of yours moves to Troy under this clause, and nothing in it stops you using your own idea yourself, telling it to somebody else, or registering a right in it.
Do not send Troy anything you regard as secret through the Site. The Brief form is not a confidential channel, Troy does not treat it as one, and clause 7.2 applies to what you put in it.
The Brief form, and anything else you send through the Site
In plain EnglishTell us the truth, keep other people’s data out of it, and understand that sending a Brief hires nobody and obliges nobody.
The Site takes a Brief in two places: the brief builder at /start, which asks what you want and a few facts about your business, and a shorter form on the homepage, which asks for an address and a note. Both send to the same place, and this clause covers the act of sending either. What Troy then does with the personal data inside a Brief is set out in the privacy notice, which lists the fields the form asks for.
Wherever a Brief lands, it does not stay with Troy alone. Troy, Louin and Lunari Group share systems and data. Client data is held on systems Lunari Group runs, and the companies in the group can see each other's data. What you send through the Site is part of that, and so is an email you send to one of the addresses at clause 15. The privacy notice sets it out at greater length, and the sub-processor list names Lunari Group as a processor of it.
Under Canada’s Personal Information Protection and Electronic Documents Act, using someone’s personal information for a purpose they were not told about needs their meaningful consent. What makes the sharing inside the group lawful is not settled — To be completed: What makes the sharing lawful, and how is it disclosed? Under PIPEDA, using someone's personal information for a purpose they were not told about needs meaningful consent, and a Louin customer has not agreed to their data being used for Troy's marketing. This needs, at minimum: a written agreement inside Lunari Group, notice to the customers whose data moves, a way for them to say no, and a record of consent. This is the most serious open item on this page — the site now discloses the sharing, but disclosure alone is not a lawful basis. — so this clause says what happens to a Brief rather than that it is permitted, and it says so before you send rather than after. If that is not what you want for something you were about to send, send less of it, or write to privacy@louin.io first.
Accurate information
In plain EnglishSend the truth, about a business you are entitled to speak for. The form does not ask for a password or a card number.
Give accurate information, and keep it to your own business. Do not send a Brief in someone else’s name, about a business you do not represent, or about accounts you have no authority over.
Troy reads a Brief as a description of your situation and replies on that basis. Troy may decline to act on a Brief it believes to be inaccurate, and may ask you to confirm your authority before it goes any further.
The Site asks for very little: what you want, your name, your website, a rough spend band, which channels you run, an optional note, and a work address to reply to. The privacy notice lists those fields and says there are no others hidden behind them. The form does not ask for a login, a password, an access token, an account credential or a card number, and Troy has no intention of adding one. If a page appears to ask you for one, it is not Troy’s. Tell us at troy@louin.io.
Other people’s personal data
In plain EnglishDo not paste your customer list, your staff’s details, or anyone else’s personal information into the form.
Do not put another person’s personal data in a Brief unless you are entitled to share it — consent under Canada’s Personal Information Protection and Electronic Documents Act, a lawful basis under the GDPR or the UK GDPR, or whatever your own law requires of you — and unless it is genuinely necessary for what you are asking. Do not paste customer lists, contact lists, email exports, order records, employee details or anything of that kind into the note field.
Troy does not need any of it. Everything a free Troy Score needs comes from read-only access granted later by the person who owns the accounts, under a separate agreement — not from a form.
If you send personal data anyway, that was your decision and you are responsible for having been entitled to make it. It also goes where every Brief goes, which is onto systems Lunari Group runs where the companies in the group can see it — clause 7 says so in full. Troy will delete what it did not need, and the privacy notice says how it handles what it keeps.
The same applies to confidential information belonging to someone else, including a former or current agency’s work and a platform’s non-public data. Do not send it through the Site.
Sending a Brief is not acceptance of anything
In plain EnglishIt is the start of a conversation and nothing more, on both sides.
Sending a Brief does not create a contract. The Site says a person reads every Brief and replies to it, and that is what Troy intends to do — but it is a description of how Troy works, not a contractual undertaking, and it does not oblige Troy to prepare a Troy Score, to give you access to anything, or to take you on as a client. Troy may decline any Brief, and is not obliged to give a reason.
It commits you to nothing either. There is no obligation to buy anything at any stage, and the Troy Score is free whether or not you do. The list of fixes in it is yours in either case, under clause 6.1.
No response time is promised anywhere on the Site, and none is promised here. Nothing on the Site is a service level of any kind.
Joining a waitlist works the same way. It reserves no place, fixes no price and creates no right to be given access when the thing opens.
Acceptable use
In plain EnglishThere is a separate short policy about what may not be done with Troy’s Site and services. It applies here too.
Troy publishes an acceptable use policy. It applies to the Site as well as to Troy’s services, and by using the Site you agree to it. It is linked at the foot of this document.
In summary, and without narrowing anything that policy says: do not attack the Site or anything behind it, do not try to gain access you have not been given, do not probe or load-test it, do not use it to send or host anything unlawful, do not impersonate anyone, do not interfere with anyone else’s use of it, and do not use it to assemble a competing copy of it.
If you find a security weakness in the Site, report it to troy@louin.io rather than testing how far it goes. Troy’s position on reports is set out in its security statement.
That address exists and reaches a person. What does not exist is a process behind it: Troy publishes no response time, no disclosure window and no reward, and this clause does not create one. The security statement says what Troy does and does not commit to, and it is honest about the gap.
Troy may withdraw access to the Site from anyone who breaches these terms or that policy. On a public information site that is a blunt remedy and rarely a useful one, so Troy would usually rather tell you what the problem is first.
Links to other websites
In plain EnglishTroy links out, mostly to its sources. Troy does not control those pages and is not answerable for them.
The Site links out. Where it makes a claim about another company — what a platform’s own score grades, what a competitor charges, what an advertising API allows — it links to that company’s page so that you can check the claim rather than take Troy’s word for it.
Troy does not control those sites and is not responsible for them: not for what they say, whether they work, what they do next, or what they do with your data once you are there. A link is a citation, not a recommendation, and not a statement that Troy agrees with everything on the page.
Pages cited on the Site were opened on or around the dates the Site gives. They may have changed since, and a source that has moved or been withdrawn does not make Troy’s claim retrospectively false or retrospectively true. Where the Site quotes another company it quotes a short phrase and links to the source.
The Site also links to Louin at https://www.louin.io. Louin and Troy are sister companies under Lunari Group. That relationship is stated wherever the link appears; it is not concealed and it is not an independent endorsement of either company by the other.
The relationship runs deeper than a shared owner and a link. Troy, Louin and Lunari Group share systems and data. Client data is held on systems Lunari Group runs, and the companies in the group can see each other's data. What that means for a Brief you send through the Site is at clause 7, and the privacy notice covers the rest.
Following a link takes you off the Site and out of these terms. Read the terms and the privacy notice of wherever you land.
Availability of the Site
In plain EnglishThe Site is provided as it is. It may change or go offline, and Troy does not promise it will be up.
The Site is provided as it is and as it is available. Troy does not promise that it will be available, uninterrupted, timely, secure or free of errors, and it does not promise any level of uptime.
Troy may change the Site, move a page, withdraw a page, or take the whole Site offline at any time and without notice — for maintenance, for a fix, for a rewrite, or for no reason at all. A page that existed when you last looked may not exist now.
Reaching the Site is your side of it: your device, your connection, your browser and your own security arrangements. Troy is not responsible for anything on your side of the connection. Nor does Troy control everything on its own side: the Site is hosted by Vercel Inc. and served from Vercel's Washington, D.C. region (iad1), in the United States, and an outage there is an outage here.
Where the Site runs matters, and a Canadian reader should not have to guess at it. Troy’s business is based in Ontario, Canada, but the Site itself does not run in Canada: reading a page or sending a Brief sends your request, and whatever is in it, to the United States, where United States law reaches it. For its suppliers Troy expects to rely on the Standard Contractual Clauses, with the UK Addendum where the United Kingdom is involved, entered into through each supplier's own data processing agreement (a proposed default, not yet approved). The privacy notice is where that is set out.
Troy does not promise that the Site works in every browser, at every window size or with every assistive technology. The accessibility statement sets out the standard Troy is aiming at, how the Site has and has not been tested, where it is known to fall short, and how to tell us when something does not work for you. It is a statement of what Troy does, not a warranty that the Site meets any standard.
No service level, no response time and no support commitment attaches to the Site. What Troy commits to when you are paying it is in the service terms, and this clause does not touch that.
Disclaimers and limitation of liability
In plain EnglishTroy limits what it answers for on a free website — but not the things the law says cannot be limited.
This clause limits Troy’s responsibility to you for the Site. It is the clause most likely to matter if something goes wrong, so it is written to be read rather than skipped, and it is not set in capital letters to make it louder.
It is about the Site only. Troy’s responsibility to a paying client for the work it does is a separate and far more serious question, and it belongs in the service terms.
What is never excluded
In plain EnglishSome things cannot be signed away. They are not signed away here.
Nothing in these terms excludes or limits Troy’s liability for:
- death, bodily injury or personal injury caused by Troy’s negligence;
- fraud or fraudulent misrepresentation;
- gross negligence, wilful misconduct, or an intentional or gross fault — Quebec’s Civil Code forbids excluding liability for those outright, and courts elsewhere reach much the same place by other routes;
- a right you have under consumer protection law that the law itself says you cannot waive — Ontario’s Consumer Protection Act, 2002 makes a waiver of a consumer’s rights under it void, and other provinces, states and countries say the same thing in their own words;
- any other liability that cannot lawfully be excluded or limited.
What falls inside the last of those is decided by the laws of the Province of Ontario and the federal laws of Canada applicable in it, and by the mandatory law of the country, province or state you live in. Where the two differ, you get the wider protection of the two.
The governing law is settled — see clause 14 — but that does not make every exclusion below effective everywhere. The consumer law most likely to bear on this clause is Ontario’s, that of the other Canadian provinces, and that of the United States and its states, because Troy’s markets are Canada and the United States. Troy does not offer its services to people in the European Union or the United Kingdom yet. A clause that is lawful in Ontario may still be read down or struck out somewhere else, including wherever you happen to be reading from. Nothing here has been checked by a lawyer against any of it. Read this clause as Troy’s intention, and read the law where you are as the thing that decides.
If you are a consumer
In plain EnglishConsumer law wins over this document.
If you are using the Site as an individual rather than for a business, you have rights under the consumer law where you live — in Ontario, the Consumer Protection Act, 2002; elsewhere in Canada, the equivalent provincial statute; and in the United States, federal consumer protection law and your own state’s. Nothing in these terms removes or limits those rights, and where a clause here conflicts with one of them, the right wins and the clause does not apply to you. Troy sells in Canada and the United States. Troy does not offer its services to people in the European Union or the United Kingdom yet. If you are reading the Site from somewhere Troy does not sell, the mandatory law where you are still applies to you and this document does not displace it.
Two things follow from that and are worth saying out loud. A term that purports to make a consumer give up a statutory right is generally void rather than merely unenforceable, so Troy does not attempt one. And a clause in these terms that chooses Ontario law or the Ontario courts does not displace a mandatory consumer rule that applies to you where you are — clause 14 says the same thing from the other side.
Troy sells to businesses and most of the Site is addressed to them. That does not change the sentence above, and Troy will not argue that a reader is a business merely because the Site is written for businesses.
A sole trader or a one-person company reading the Site for that business is usually not a consumer in law, and the clauses below do apply to them. Several countries, provinces and states give a small trader protections of their own against unfair terms, and where they do, those protections apply here too and are not narrowed by this document.
What Troy does not answer for
In plain EnglishTroy does not answer for what you lose by relying on a free website, or for anything on the other side of a link. The protections above still stand.
Subject to clause 11.1 and clause 11.2, Troy is not liable to you for:
- any loss that follows from relying on the Site — on a price, a Product preview, an illustrative figure, a roadmap item, an availability label, or a general description of how Troy works;
- loss of profit, revenue, business, contracts, goodwill, reputation, anticipated savings or opportunity;
- loss of or damage to data, however caused;
- any indirect or consequential loss;
- anything caused by a site Troy links to, or by anything you do after following a link off the Site;
- the Site being unavailable, slow, changed, moved or withdrawn;
- anything outside Troy’s reasonable control, including an act of a platform Troy connects to, a failure at Vercel Inc., which hosts the Site, or a change in the law.
So far as the law allows, Troy excludes every implied warranty, condition and term about the Site, including any implied term about accuracy, satisfactory quality, fitness for a particular purpose or non-infringement. So far as the law does not allow it, the exclusion simply does not apply: Canadian consumer protection and sale-of-goods statutes deem some conditions and warranties into a supply and then forbid contracting out of them, and clause 11.2 governs what happens then.
The most Troy can owe you for the Site
In plain EnglishYou paid nothing for the Site, and the cap reflects that.
Subject to clause 11.1 and clause 11.2, Troy’s total liability to you arising out of or in connection with the Site — in contract, in tort including negligence, for misrepresentation, or otherwise — is limited to the amount you have paid Troy for access to the Site.
That amount is nothing. The Site is free, it asks nothing of you, and Troy receives nothing from your reading it.
There is no insurance behind the cap either. Troy holds no professional indemnity and no cyber insurance, so a claim that got past this clause would be met, if at all, out of Troy’s own money. Nothing on the Site says or implies otherwise, and if cover is taken out this page will say so.
A cap on Troy’s liability for its services is a different question with a different answer, and this document does not set it. The service terms deal with it.
What you are responsible for
In plain EnglishIf you misuse the Site and that lands Troy with a claim from someone else, you cover it. That is the whole of it.
If you breach clause 6, clause 7 or clause 8, and a third party brings a claim against Troy because of that breach, you will cover Troy’s reasonable losses, damages and legal costs arising from that claim.
This is drawn narrowly on purpose. These are its limits, and they are part of the clause rather than a gloss on it:
- It covers a claim brought by a third party. It is not a general promise to pay Troy whenever something goes wrong.
- It covers your breach of the three clauses named above, and nothing else in this document.
- It does not cover a claim that arises from Troy’s own act, omission or negligence, or from Troy’s breach of these terms.
- It does not cover a loss Troy could reasonably have avoided or reduced.
- It does not apply to you at all if you are a consumer.
If Troy intends to rely on this clause it will tell you promptly, will not settle the claim without discussing it with you first, and will let you take over the defence of it if you want to and are able to conduct it properly.
Time runs on a claim under this clause as it does on any other. Ontario’s Limitations Act, 2002 sets a basic limitation period of two years from the day a claim is discovered, and nothing in this clause lengthens or shortens it. clause 14 says the rest.
Changes to these terms
In plain EnglishThese terms will change. The version and date at the top say which text you are reading.
Troy may change these terms. The version number and the date at the top of this page state which text is current, and the version history at the foot of it records what changed and why.
The terms that apply to you are the ones published at the time you use the Site. Continuing to use the Site after a change means you accept the changed text for what you do from then on.
A change is never retrospective. It does not reach back to something you did, or something Troy published, before the change appeared, and Troy will not rely on a clause against you that was not on the page when the thing happened. If you do not accept a change, stopping is enough: the Site asks nothing of you and holds nothing for you.
Where a change materially reduces what Troy says it will do, the version history will say so plainly. Troy will not describe a narrowing as an update.
This is version 0.3 and it is a draft. It has not been reviewed by a lawyer, it is not in force, and it creates no obligation for anyone. It is published unfinished, with its remaining blanks visible, because that is more honest than a finished-looking document that invents the answers. Where a term is printed with a small mark beside it, that is a conventional default written in so the document could be read end to end. Nobody has approved it, and a lawyer has to confirm or replace it.
Governing law, and where a dispute is heard
In plain EnglishOntario law governs these terms, and the Ontario courts hear a dispute about them. If you are a consumer, the law where you live still protects you.
These terms, and any dispute or claim arising out of them or out of the Site — including a non-contractual one — are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in it.
the courts of the Province of Ontario have jurisdiction over any such dispute or claim.
Troy’s business is based in Ontario, Canada and is being incorporated federally, under the Canada Business Corporations Act, with its registered office in Ontario, which is why those two are what they are. The incorporation has not completed — see clause 1 — so read this clause as the choice Troy intends to make rather than as a clause anybody can rely on today.
Choosing a law does not stop time running. Ontario’s Limitations Act, 2002 sets a basic limitation period of two years from the day a claim is discovered, and an ultimate period of fifteen years from the day the act or omission happened. Whether either applies to a particular claim, and whether some other limitation period applies instead, depends on the facts and on which law ends up governing the claim. Nothing in these terms extends, shortens or waives a limitation period.
If you are a consumer, you may also be entitled to bring proceedings where you live, and to the protection of the mandatory rules of that province, state or country. Nothing in this clause takes that away, and clause 11.2 says so from the other direction.
Troy would rather resolve a complaint by answering it. Write to troy@louin.io before anything else, and say what you want done.
If a court finds any part of these terms unenforceable, that part is severed and the rest continues to apply. A delay by Troy in enforcing a clause is not a waiver of it.
How to contact Troy
In plain EnglishOne address for legal notices, one for everything else, and a table for what goes where. All of them work. There is a postal address, but no company yet to serve a formal notice on.
For a legal notice about these terms — a complaint, a claim, an intellectual property request, or anything you would want a record of — write to troy@louin.io.
That address works and reaches a person, and Troy will not argue that a notice sent to it did not arrive. There is a postal address as well: Unit 6, 10651 Keele Street, Maple, Ontario L6A 3Y9, Canada, which will be the registered office once the incorporation completes.
For anything else, including a question about this document, write to troy@louin.io.
A privacy question reaches a person rather than an office. No individual is named on this site. Privacy questions reach the person accountable for privacy at Troy through the address below. If Troy’s answer does not satisfy you, you can complain to the Office of the Privacy Commissioner of Canada. People in the EU or the UK may also complain to their own national authority.
| What you want | Where it goes |
|---|---|
| A question about the Site, or about Troy | troy@louin.io |
| A legal notice, a complaint or a claim | troy@louin.io |
| Permission to use Troy’s content beyond clause 6.1 | troy@louin.io — a reasonable request is usually granted, with credit |
| A privacy request, or a question about your data | privacy@louin.io — the privacy notice explains what you can ask for |
| A security weakness in the Site | troy@louin.io — see the security statement |
| A part of the Site that does not work for you | troy@louin.io — see the accessibility statement |
The imprint carries the same company details as clause 1 and a little more. The name, the incorporation basis and the office are settled there; the corporation number is blank for the reason given above, which is that the incorporation has not completed.
Version history
| Version | Date | What changed |
|---|---|---|
| 0.3 | 20 Sep 2026 | The remaining company facts were settled the same day. The incorporation is federal, under the Canada Business Corporations Act, and it has not completed — so the document now describes a company being incorporated rather than one that exists, and the corporation number is the only blank left in it. Troy's markets are Canada and the United States; the clauses that assumed the United Kingdom, the European Union and Australia were rewritten. The Site is hosted in the United States and says so. Troy is not registered for GST/HST and holds no insurance, and the price and liability clauses say both. The Brief form clause and the sister-company link now disclose that Troy, Louin and Lunari Group share systems and data, and that what makes the sharing lawful is not settled. The claim that no AI vendor trains on client content was removed: it has not been confirmed. Still a draft, still not reviewed by a lawyer. |
| 0.2 | 20 Sep 2026 | Troy incorporates in Ontario, Canada, so the governing law, the courts and the contact addresses are now named rather than left blank, and the liability carve-outs were rewritten to read correctly under Canadian and provincial consumer protection law. Still a draft, still not reviewed by a lawyer. |
| 0.1 | 19 Sep 2026 | First draft, written alongside the site. Not reviewed by a lawyer. |